RE-Charging with Champions
A place for Real Estate professionals to share creative ideas, marketing, and energy; becoming the best in our business together. Realtors and Lenders alike will be RE-Charged and ready to grow their business with these great conversations, leadership, and education. I believe that we can make our industry FUN through creativity, fresh ideas, and community! The views expressed by featured guests and speakers are not those of Atlantic Bay Mortgage Group L.L.C. Information is for educational purposes only and should not be relied on by you. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Opportunity Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.
Episodes

Thursday Sep 19, 2024
Thursday Sep 19, 2024
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Hi, everyone. It is Thursday, and Thursday is Trivia Day. This week, we have been talking all about buyer's agencies, the nightmares when you don't use a buyer's agent, and some reasons why they should pick you as a buyer's agent. We have covered all the important aspects of helping our buyers.
Today, let's do a trivia question that stays true to our theme. What percentage of buyers in 2023 used a buyer's agent? Per NAR, the answer is 89%. Here are your multiple-choice options: 15%, 52%, 97%, 91%, or 89%. Make your guess in the comments, and maybe add a fun note like, "Only 13% had a nightmare of a closing because they didn’t use a cool agent like me." Let's make a couple of people smile with this fun trivia.
Stay tuned for our rate update tomorrow for more good news. Good luck with your social media posting and marketing today!

Wednesday Sep 18, 2024
Wednesday Sep 18, 2024
Register for the FREE toolkit with graphics and easy posts based on this podcast! https://forms.office.com/r/kLg4K2VaKF
In this episode, we explore a crucial question every professional should be able to answer: Why do people enjoy working with you? Dive into an engaging exercise designed to help you quickly identify and articulate your unique strengths as a buyer's agent.
Grab a pen and paper as we guide you through a series of rapid-fire questions to uncover what you love most about your job and the top qualities clients appreciate about you. By the end, you'll have a ready-to-post, personalized social media update that highlights your core values and professional appeal.
Whether you're a seasoned agent , lender or new to the field, this episode offers valuable insights and practical tools to help you connect with your ideal clients. Tune in and discover how to effectively communicate the reasons why clients should choose you as their trusted agent.
Don't forget to check out our free graphics and resources to enhance your social media presence. Good luck, and happy posting!

Monday Sep 16, 2024
Monday Sep 16, 2024
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Welcome to "Recharging with Champions," hosted by Charlotte Harrill. In today's episode, we dive into a cautionary tale on the importance of buyer's representation in real estate transactions.
Meet Tim, a seasoned homebuyer who decided to forgo a buyer's agent for his latest purchase. What ensued was a series of costly and stressful events, from overpaying for the house to chaotic inspections and delayed closings. Learn how having a buyer's agent could have saved Tim from these pitfalls and ensured a smoother, more protected buying experience.
Join us as we unpack Tim's story and explore why a buyer's agent is crucial for navigating the complexities of real estate deals. Don't miss out on these valuable insights that could save you from a similar fate!

Thursday Sep 12, 2024
Thursday Sep 12, 2024
TOOLKIT
Welcome to "Recharging with Champions," hosted by Charlotte Harrill. In today's daily jumpstart, we dive into the common misconceptions about down payments when buying a house. Discover why down payment assistance programs are a valuable tool for many homebuyers.
Learn about how these programs can cover down payments and closing costs, making home ownership more accessible. Explore the benefits of income-based programs with subsidized interest rates, and find out about various state and private assistance options.
Charlotte also shares tips on creating engaging social media posts to educate your audience on these programs. Don't forget to check the comments for a ready-to-use toolkit to simplify your marketing efforts. Join us in busting the myth that you need a large down payment to buy a home. See you tomorrow for another insightful episode!

Monday Sep 09, 2024
Monday Sep 09, 2024
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Let's use a story with our marketing today! Have you ever faced a last-minute scramble where your client or buyer was about to close, only to find out they couldn't qualify due to an unexpected reason? Join Charlotte Harrill on today's episode of Re-charging with Champions as she shares a compelling story about the challenges of qualifying for USDA and income-based loan programs.
Charlotte recounts a real-life scenario where a borrower’s extra overtime jeopardized their USDA loan approval. She emphasizes the importance of maintaining consistent income levels during the loan approval process and offers actionable marketing tips for realtors and lenders.
Discover how to use this info to help marketing to home buyers by teaching them how to navigate these tricky situations and ensure a smooth closing process for your clients. Don't miss out on the marketing toolkit available in today's episode, complete with graphics and ready-to-use content to help you connect with your clients effectively.

Sunday Sep 08, 2024
Sunday Sep 08, 2024
Hi, everyone. Welcome to "Recharging with Champions," your daily jumpstart for real estate professionals. In today's episode, we dive into the latest developments in the interest rate market. Good news: rates are the best they've been in over a year!
We explore how recent job reports have influenced these positive changes and provide you with actionable marketing tips. If you're a lender or realtor, now is a fantastic time to reach out to clients who were previously on the fence due to affordability concerns.
Don't miss out on this opportunity to lock in great rates and boost your business. Check out the toolkit and graphics available in the description on our YouTube channel or podcast. Stay informed and help your clients make the best decisions. Have a fantastic day!

Thursday Sep 05, 2024
Thursday Sep 05, 2024
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Welcome to "Recharging with Champions," hosted by Charlotte Harrill. In today's episode, it's Trivia Thursday, and we're diving into the topic of FHA loans and their surprising flexibility regarding borrowers.
Charlotte shares an amusing trivia question that sheds light on a little-known fact: FHA allows up to four borrowers on the same loan, even if they are not married or living in the same house. This opens up exciting possibilities for families and friends to assist with loan affordability.
Join us for this lighthearted and informative episode, and don't forget to check out the graphics and marketing tools available in the toolkit. Stay tuned for tomorrow's episode, where we'll have a weekly rate recap!
#marketingideas #realestate #mortgage #marketing #makingmortgagefun

Wednesday Sep 04, 2024
Wednesday Sep 04, 2024
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Welcome to another episode of Re-charging with Champions. Today, we start with the powerful affirmation taught by John Acuff: "Everything is working for me." Embrace this mindset as we explore how even our struggles can work in our favor.
In this episode, we provide actionable marketing ideas for realtors, lenders, and title companies. We focus on the importance of clear communication during the home buying process, specifically knowing all parties involved in the transaction upfront.
Discover why it's crucial to identify everyone on the loan and contract, including spouses, parents, and co-signers. Learn how to avoid potential obstacles by ensuring everyone is accounted for in your real estate transactions.
Utilize our ready-made graphic from the toolkit or share a personal story to engage your audience. Stay top of mind and position yourself as a knowledgeable professional in your market. Tune in, get inspired, and elevate your marketing game!
#realtor #marketing #socialmedia #easybutton

Tuesday Sep 03, 2024
Tuesday Sep 03, 2024
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Hi, this is Charlotte with Recharging with Champions. I'm your host here and this is your daily jumpstart for some marketing ideas. In this episode, we discuss the potential obstacles that can arise during a home purchase, specifically focusing on life changes such as marriage.
Have you ever had a client who got married in the middle of their purchase transaction, causing unexpected obstacles at the closing table? This week, we explore how such life changes can impact the mortgage process and provide valuable tips to help you navigate these challenges smoothly.
Today's tip is crucial: ensure everyone involved in the transaction knows if you get married while purchasing a house. This simple step can prevent delays and complications, especially with income-based repayment loans like USDA that may require a full new underwrite.
We also offer a fun graphic for your social media to help communicate this tip to your clients. Remember, keeping your clients informed can establish you as a knowledgeable professional in the real estate field.
Visit our toolkit for more resources and keep your social media posts engaging and informative. Let's make sure our clients know the importance of sharing significant life events during their home buying journey. https://forms.office.com/r/kLg4K2VaKF
Have a great Tuesday!

Friday Aug 30, 2024
Friday Aug 30, 2024
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If you want to share my personal rate update- Go for it! https://www.facebook.com/reel/1219606122506732
Welcome to "Recharging with Champions" with your host, Charlotte Harrill. In today's episode, we dive into the exciting world of interest rates. It's Friday, and that means it's time for your weekly rate recap. Recently, we've seen a significant drop in interest rates around the 6th or 7th of this month, and remarkably, they have stayed steady since then.
This stability in rates is something we haven't witnessed in a while, making it a great time for potential home buyers to reconsider their options. If your clients have been holding back due to high payments or unfavorable rates, now might be the perfect time to encourage them to re-enter the market.
Join us as we discuss the positive trends in the market, share valuable insights, and provide useful resources like market graphics and videos. Don't miss out on this opportunity to spread the good news and help your clients make the most of this favorable market condition. Tune in next week for more great marketing ideas!

CHARLOTTE HARRILL
Charlotte Harrill, a dynamic 24-year mortgage industry veteran who brings a fresh perspective to the world of mortgages and marketing. Leading an exceptional team of mortgage professionals across North Georgia, Tennessee, Kentucky, and Southern Indiana, Charlotte is passionate about infusing fun and creativity into her work to keep the business thriving and evolving.
Join us on this fun ride as we dive into the world of mortgages, real estate, and marketing mayhem with Charlotte leading the charge. Get ready for a rollercoaster of insights, laughs, and maybe even a few unexpected surprises along the way.